Onate Cookie Policy

Cookie Policy Effective date: 25 Feb 2021

This Cookie Policy describes the different types of cookies and similar technologies that may be applied on the Onate website and associated subdomains.

Onate may change this Cookie Policy at any time. Please take a look at the “Effective Date” legend at the top of this page to see when this Cookie Policy was last revised.  Any changes in this Cookie Policy will become effective when we make the revised Cookie Policy available on or through the Site.

About Onate

Onate DAC, registered in Dublin, Ireland, company number 675486, with its registered office at 26/27 Upper Pembroke Street, Dublin 2, D02 X361 (company registration number is 675486) and other companies in the Onate group collect and use certain Personal Data in the form of Cookies on its websites.

Onate lend against residential investment property all across Ireland. We don’t offer development finance, but light refurbishment with prior planning consents granted is acceptable. The borrower must always be a corporate vehicle, such as a limited company.  We are willing to lend to newly incorporated companies. Our loans are fast and flexible, allowing the borrower to seize the opportunity. Exit is typically either by selling the property or refinancing. The loans are from €150,000 to €1,000,000 and interest only, secured always by a first charge mortgage.  We lend up to 65% loan-to-value in and around Dublin, Cork, Galway and Limerick, reducing then across the country based on the liquidity of the area.

What are cookies?

A cookie is a small text file that a website stores on your computer or mobile device when you visit the site.

  • First party cookies are cookies set by the website you’re visiting. Only that website can read them. In addition, a website might potentially use external services, which also set their own cookies, known as third-party cookies.

  • Persistent cookies are cookies saved on your computer and that are not deleted automatically when you quit your browser, unlike a session cookie, which is deleted when you quit your browser.

Every time you visit our websites, you will be prompted to accept or refuse cookies. The purpose is to enable the site to remember your preferences (such as username, language, etc.) for a certain period of time. That way, you don’t have to re-enter them when browsing around the site during the same visit.

Cookies can also be used to establish anonymised statistics about the browsing experience on our sites.

How Do We Use Cookies?

Currently, there are two types of cookies that may be generated as you browse our site: session cookies and analytics cookies.

1. Session Cookies

Session Cookies are only stored temporarily in the browser's memory, and are destroyed when it is closed down, although they will survive navigating away from the website they came from. As you move through the site, various pieces of information need to be stored in order for the site to function properly. We use a service provider called SquareSpace to ensure our site functions as performant as possible and is delivered to you as quickly as possible.

How do I control session cookies?

You can use your browser settings to control whether or not we set session cookies. More information on your browser settings is provided at the bottom of this page.

Please be aware that cookies are critical to the efficient working of the site. If you choose to disable cookies from this site, the functionality of the site may be greatly reduced.

2. Analytics Cookies

In order to monitor how our sites are performing, we collect data about page visits. This information is completely anonymous — we cannot determine who it came from. When we use this data, we look at numbers of visitors overall rather than individual visits.

Analytics information is used in reports and to improve our site. For example, we have used analytics data to add, remove or change features of the site based on how popular they are with users.

We track, for example:

  • the numbers of visitors to individual pages;

  • when pages were visited;

  • how long users stayed on the page;

  • the IP address of the user of the website;

  • the page they came from;

  • technical data about the device being used to browse the site (such as browser and operating system version, and display size) — we use this data to ensure that the technology our site uses is appropriate for the majority of our users, and how best to display the site for users who have less capable browsers.

More information about analytics cookies

We use cookies from different partners including SquareSpace and Google to provide our analytics data. You can read more about how Google Analytics treats your data on their web site. You can also read Google’s full privacy policy.

How do I control analytics cookies?

Google provides a tool to opt-out of Google Analytics. This is available for all modern browsers in the form of a browser plugin. Additionally, you can control how cookies are set using your browser settings.

Our Cookies

  1. Crumb (Squarespace): the crumb cookie is used in order to recognise a computer when a user visits our website. It also prevents cross-site request forgery. (Expires when the user browsing session ends).

  2. ss_cid (Squarespace): This cookie is used to identify a unique user for website usage analysis. The value assigned is a random GUID and no personally identifying information is associated with this cookie. (Expires after two years).

  3. ss_cvisit (Squarespace): This cookie is used to identify a user’s session for website usage analysis. The value assigned is the timestamp of the initial page view for a session and no personally identifying information is associated with this cookie. (Expires after thirty minutes).

  4. ss_cpvisit (Squarespace): This cookie represents the same information as ss_cvisit with the exception that it stores the previous session instead of the current one. (Expires after two years).

  5. ss_cvr (Squarespace): This cookie is equivalent to the ss_cid cookie with the exception that it stores the values of the current and ss_cvisit ss_cpvisit cookies. (Expires after two years).

  6. ss_cvt (Squarespace): This cookie is equivalent to ss_cvisit with the exception that it stores a count of the page views for that session. (Expires after thirty minutes).

  7. _ga (Google Analytics): Google Analytics - Keeps track of site usage and anonymous user information

  8. _gid (Google Analytics): Used To distinguish users

  9. _gat (Google Analytics): Used to throttle request rate

Removing cookies from your device

You can delete all cookies that are already on your device by clearing the browsing history of your browser. This will remove all cookies from all websites you have visited.

Be aware though that you may also lose some saved information (e.g., saved login details, site preferences).

Managing site-specific cookies

For more detailed control over site-specific cookies, check the privacy and cookie settings in your preferred browser.

Blocking cookies

You can set most modern browsers to prevent any cookies being placed on your device, but you may then have to manually adjust some preferences every time you visit a site/page. And some services and functionalities may not work properly at all (e.g., profile logging-in).

Further Help

If you still have any concerns relating to our use of cookies, please contact us at info@onate.com