Case Study: Swift Execution of a High-Return Madrid Property Transaction
At Onate, we understand that successful property investment depends on speed, certainty, and flexibility. Our bespoke lending solutions empower investors to seize opportunities that conventional financing simply can’t accommodate.
This case study highlights how Onate’s bridging finance offering enabled a real estate investor to swiftly execute a high-return transaction on a prime residential property in Madrid.
The Challenge
In December 2024, an experienced investor approached Onate with a time-sensitive opportunity. They held an exclusive purchase option on a sought-after residential asset in Madrid but needed immediate liquidity to exercise that option.
Critically, the investor had already negotiated an onward sale, making speed essential. Traditional lending timelines would not suffice.
Our Solution
Onate structured a bespoke bridging loan to meet the investor’s tight timeline and strategic goals.
Key terms of the loan included:
● 7 business days from agreement to execution
● 89% Loan-to-Cost (LTC), accommodating the investor’s capital limitations
● 3-month minimum interest period, aligned with the planned exit
● Zero exit fees, ensuring profit certainty and flexibility
The Outcome
The onward sale of the property was completed in February 2025, allowing the investor to realise a substantial net profit from the transaction.
This case study demonstrates how Onate’s tailored bridging finance solutions support investors to move decisively, realise their property’s potential, and achieve superior financial outcomes. By delivering fast, flexible capital, we help clients unlock opportunities beyond the constraints of traditional lenders.
If you're ready to explore new opportunities and need a financial partner who can rise to the challenge, contact Onate now:
Evelina Raykova - Commercial Director, Spain - evelina.raykova@onate.com (+34 619 94 47 51)
Javier Redondo - Senior Lending Manager, Spain - javier.redondo@onate.com (+34 634 209 095)
Hugh Lyons - Group Head of Credit & Spain - hugh@onate.com (+34 643 582 133)
